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What is Q-Banking?
Q-Banking is available to members who belong to a participating
credit union. By clicking on your credit union button to the left,
you will be able to enter your account number and your Q-Banking
password. If you have signed up for Q-Express.Net, or are an existing
customer, then Q-Banking is provided free of charge. If you
currently use another Internet Service Provider, (ISP), then you may sign
up for Q-Banking for a small monthly fee. Contact your Credit Union
for more information. Q-Banking may be accessed through any ISP as long
as you sign up through Q-Express.Net. If you
have an existing ISP and don't want to pay the extra monthly fee, why
not consider Q-Express.Net as your Internet Service Provider? Q-Express
has very competitive rates, and best of all access
to your account information is free!
In order to use Q-Banking
you must have a browser (Microsoft Internet Explorer or Netscape) with 128
bit encryption. If you don't, proceed to our
help page
to download the latest version.
What can Q-Banking do?
- Q-Banking will show you real time account balances which include
all sub-accounts complete with current balance, available balance, fees
due (if any), loan due dates and payment amounts.
- Q-Banking Transactions will show you up to the last forty (40)
transactions on your account. If there are less then forty transactions
in the present fiscal quarter than you will only be able to view those
transactions.
- Q-Banking Transfers will allow you to transfer funds between
your sub-accounts and from a sub-account to a loan.
- Q-Banking Stop Payment will allow you to place a stop payment
on a check. A fee may apply for some credit unions, you might want to
check with your credit union first.
- Q-Banking Check Withdrawal will post a request to the credit
union to cut a check in the amount requested and mail it to the address
on the account. The check will only pull from your drafts (or E-Account)
which is sub-account 02. If you want a withdrawal from a different account
you will need to transfer the funds to the 02 sub-account first.
- Q-Banking Credit Application will allow you to send a request
to the credit union for a credit or debit card. Different credit unions
have different cards available - please visit this page to see what
is available to you.
- Q-Banking Certificate Application will allow you to send a request
to purchase a CD with the funds taken directly from the sub-account
of your choice.
- Q-Banking Loan Application, not available to all credit unions,
will send a secure request for a loan. The credit union loan officer
will process your request and contact you with the results.
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